Sunday, July 13, 2025

ALL FUR COAT AND NO KNICKERS

 

Well....... it is packaged as the  american  dream  .......but really........ it's   enslavement......   financial  enslavement....... .......mc mansions..........  all fur coat and no knickers (as we say in uk ).......  living one paycheck to another !!!!!!! .......all show!!!!!!......no   go  !!!!!! ........ dinner couples......  with their   towels......... they do not  use .........  the  table set ........ no one  coming  .....it is women ........who propel this  shit........ most men will live in a fucking trailer.........  for  real!!!!!!!! ....it  is  woman  who cause these   problems  always  .........  their need to show off to their   friends........  and  while the  husband  gets the garage !!!!...... ...it is    his  fault also .......... for  being a spineless  nut less  bastard!!!!!!!!  ......

Listen !!!!!!!>..........i have been to many dinner parties........ in  boca raton   flordia ....... and    parklands .......and  suchlike places........  where   people have  dinner  parties ....... why to show  off  what they ........ have  and its  all debt!!!!!!  .....very few  people  have    cashflow   ......and  cash paid off  house  .........i do not   know   how many  people  have   their  houses  paid off ........  and  a lot of  it  is   racked up...... and  the  flat screens...cars etc ......etc .....mortgaged to the  hilt ............. and  such like  .........it is all show .......  the  kitchen the  closet..... the  bathroom........ while the  husband  gets the  garage .........  and  drinks  his  home  made  beer !!!!!! ......fact  and  brags  about   his  mid life  crisis   dodge  charger ......... while  guzzling beer........ with  his    butt buddies  .......welcome to the  american  dream  folks!!!!!!! ......it's not   cheap it ....... never  was  .......and  never will be ........maintenance  all that shit....... has  got  to be paid  for  ...........not to mention you have to pay tax on all that shit  ........good luck ......the american dream .....what a  fucking scam!!!!!! ........you know what they say !!!!!..........responsibility is  overrated    always ........


The New Suburban Nightmare: McMansions Now Becoming Ghost Towns

Story by Jeffrey Bornwa
3w




TIP THIS FUCKER...........

 

Let me tell you...... i have no problem tipping a waitress  bartender /steward/ .......whatever!!!!!  .........if they do a  decent  job .........  and  give me........   none of this ....... i am   just  working here........  till get discovered .......  you see that in   miami.......... the  attitude in miami  servile.........   every monkey........ and  their   uncle  ..........think their  shit does not s stink ....it does........   bitch...........bastard .......it  really does ......... i saw  this in news cafe..........    you know the one ..........  where  versace   went ....... before  he  was  gunned   down by rent  boy  andrew   cunanon ........i think that was  his name  .......thanks  donatella ........ you ginny whore ........  everyone  knows  you were  behind it .........as  far as i am lead to believe  .....still none of  my  business ....... i could not  afford his  fucking shit anyways !!!!!!!......a  narcissistic  brand ......... for   as  like  fuckers     okay  ....... jose ........ i say  ......any road up ........as  they say in uk ......(haiku i guess)..........however   .......anyways  i almost  got off the  subject matter of  tipping  cunts .......   it seems  every  bastard........ and their auntie....... have their  greasy  grimy little  stinky  fucking mitts  out ........ waiting for  a tip  for  doing shoit  especially at paneras  are yu  fucking  kidding me  asswipes  its  uyour  job to get me a  fucking   bagel and  coffee  ........god dam jesus christ son of a hooker ....... fuck my old  boots .......most cunts  have no skills....... that want a  tip .......  espceially the  baristas   at  starbucks .......  make the  fucking coffee and  shut the fuck up !!!!!!.......its  your  job ....... you make it .......and   some  cunt  shouts  your  name !!!!!!! ....fucker!!!!!! .......       god !!!!!!...and  some  cunt started  this trend ....... whom i do not  know  .......  but you  need  hit  over the  head  with a  fucking shovel   ......jesus  christ !!!!!!!.......i bet it was  lazy ass democrats.......... that started  this lazy arse   shit trend  .......  so they can  live with their mommies ........


Tipping in America Has Gone Too Far: 15 Things You’re Asked to Tip for That Don’t Deserve It

Story by Tyler Grayson
14h




YOU SEE ........... EVEN THE RICH WANKERS GET HUMPED ..........

 

Well....... welly well....... oh well !!!!!!>........   even the  rich  get  foreclosed on    ..........wankers ........  fisher  island   got  fucked ........   well as i  heard  of it long time   ago.........  i do not  give  one  flying  fuck   at all  ........ hope  they all get fucked  over..........  nice one    about time  ........  someone  got  fucked in the  arse   ....... above the  rim  .......   financially  i am  talking about ......... if  you don't  .........  why the  fuck are you  in here    ....don't let the  door  hit ya.........  where the  good lord  split ya !!!!!!.......  ........(vagina ).........ya pussy  ..........i hope   fisher island  gets  fucked  proper   fucked...an all .......personally i think its an  overpriced  ......fucking sand bar...... like  Florida........   miami is a  fucking  toilet ........  overpriced  .......way over priced  ...... and  of  course......  it is  the status  to say you live in a shithole ....... miami  ........ because........... you have nothing else  to talk about     ....even if  i could  afford it ........... i  would  not  live in that shit hole.........  it is   really crime  ridden ........and the  Russians.........  have  taken over  .......   god bless their  cotton socks   ...... hee hee hee   ....oh well.........what can i say   ....fisher  island  ........  you have to pay   20k a year.......  just so you can live  there ....... and a   quarter a mill  ........  to get  in the  sandbar.........    people  are really fucking stupid  bastards of  epic  proportions.........   all i got to say !!!!!!!!.....and  stuff and  things  ..... 


Fisher Island, haven of the rich, experiences dose of reality

Unique as it is, Fisher Island has not been able to shield itself from the economic realities hitting the rest of South Florida and the country.

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MIAMI — Two years ago, tony, secluded Fisher Island was perched atop a lofty list: America’s most expensive postal zone.

With a median home price of $3.85 million, ZIP code 33109 grabbed the No. 1 spot on Forbes magazine’s annual ranking — and plenty of glowing media attention.

That was then. Now a handful of homes on the 216-acre island have gone into foreclosure, 23 residents are still stinging from their brush with Ponzi schemer Bernie Madoff, and the median price of a unit has slid 15 percent since the Forbes list came out.

That No. 1 ranking? Gone.

When the latest Forbes list was released last fall, Fisher Island found itself demoted to No. 33.

But people on the island, separated from Miami Beach by Government Cut, profess optimism, something that’s easier to do when you’ve lost some net worth but remain very, very comfortable.

“Fisher Island has one big advantage. It is a finite supply, and I’m convinced the demand will continuously exceed supply,” said year-round resident Steven Neckman, a vintage jewelry dealer. “While prices have dropped from the high when they were crazy, I think it is still kind of the best place for the buck.”

Real-estate analyst David Dabby, president of Coral Gables-based Dabby Group, said it’s a fact that luxury markets, like all markets, have been hurt by the housing bust. But not as much as the rest, he said. And, he added, as luxury real estate improves, typically the rest of the market follows.

“They’re leading the market out,” he said. “They’re a leading indicator.”

Location, location, location

Surrounded by water and accessible only by yacht, helicopter, or ferry from the MacArthur Causeway — and good luck getting on that ferry without prior clearance — Fisher Island has its own unique feel. Peacocks roam the island, and the preferred way of getting around is by golf cart.

The patch of land across Government Cut from Miami Beach has 1,500 residents sprinkled among 685 units, the vast majority of which are condos. Most people don’t live there full time.

Owners are members of — and pay fees to — the Fisher Island Community Association and one of 22 condominium associations or homeowners associations. The island generates $35 million annually in property taxes, for which it requires little in the way of municipal services.

Celebs like Oprah Winfrey, director Mel Brooks, actress Sharon Gless (“Cagney and Lacey,” “Burn Notice”) and Florida first lady Carole Crist have at various times called it home. Tennis legend Boris Becker once lived there. Andre Agassi wooed fellow tennis star Steffi Graf on Fisher Island, sending her a huge batch of flowers and watching from afar to gauge her reaction, according to his autobiography. (She stowed them on her balcony — a bad sign, he thought at the time — but he eventually won her over.)

The island is named after Miami Beach developer Carl Fisher, who reportedly traded it to William K. Vanderbilt II for a yacht. Vanderbilt built a lavish mansion, which remains the centerpiece of the club.

Unique as it is, the island has not been able to shield itself from the economic realities hitting the rest of South Florida and the country.

“Nobody is immune,” said resident Jose Valdes-Fauli, a 57-year-old banker, pointing to diminished home values in other sumptuous enclaves like the Hamptons and Aspen. “But, at the end of the day, what matters is location, location, location — and that is what we have here.”

Residents and real-estate agents are hopeful that Fisher Island’s privileged location, its rigorous security, its pristine beaches and its views of endless water are the ultimate circuit breakers in the event of any financial meltdown.

While many condo communities have cut down on maintenance to ride out the economic storm, Fisher Islanders have splurged, approving a $60 million renovation project. The Fisher Island Hotel and Resort and the tennis courts have been renovated, the marina and nine-hole golf course upgraded, and the swanky beach club redone.

Up next: the spa, which is getting its own facelift.

The challenge for Fisher Island, said analyst Peter Zalewski, is maintaining the cachet associated with its image even while some units currently there sell for less than $500,000.

Rock bottom

One unit has even been listed for the unheard-of price of $190,000. It’s a 450-square-foot postage stamp, but still, awfully cheap for the island.

“It has great product,” Zalewski said of Fisher Island. The problem at the moment, he said, is there “aren’t enough buyers to absorb and acquire all the product that is available from people, many of whom paid too much.”

Since the beginning of 2009, at least 17 units have entered foreclosure, many owned by speculators who invested in multiple properties in the go-go days. More than a dozen short sales — prospective deals in which the owner is willing to accept less than the amount owed — are listed.

According to a recent report from Seattle-based Zillow.com, 97 percent of units on the island saw their value drop since March 2009.

Still, the island’s master association says quality will not slip.

“Fisher Island Community Association is committed to maintaining the highest quality of living standards for its residents. As a matter of fact, even in these tough economic times, our delinquency rates for the homeowner’s association dues are consistently below 5 percent,” wrote Jose Cancela, whose firm handles media relations for the island.

Lean times, at least by Fisher Island standards, are forcing islanders to adjust to some new realities.

The Fisher Island Club, the social center with membership of about 760, recently sent notices to an elite few outside the island inviting them to become summer members — minimum price: $6,700. If that sounds steep, consider that an equity membership requires a $250,000 contribution with annual dues of nearly $20,000.

Club officials were tight-lipped about the effort. They released a statement that said: “The seasonal membership invitation was sent to a small group of select individuals, with the goal of attracting potential full-time equity members.”

Unit owners are also having to make compromises. Semiretired investment manager George Collins, who spends about six months every year on Fisher Island, sold one of his rental units for $1.1 million — about half what he paid for it.

His two other rentals are for sale, though he hasn’t been getting many offers.

Unlike last year, at least they’re being rented now.

“It’s a 180-degree turnaround,” he said.

He said once the backlog of properties with depressed values begins to clear, home prices should reach the right level again.

“When buyers look at what they should pay for properties, those lower prices certainly affect what’s going on until they all clear out,” said Collins, 69. “At some point, when they’re all gone, maybe we’ll get more stability or more upside.”

Like the Hamptons

Retired builder Arnold Schiller, who has homes on Fisher Island, in East Hampton and in the Canary Islands, said those markets are suffering similar fates. His home in the Hamptons is down 30 percent in value; if he were to sell in Fisher Island — which he isn’t because he loves it there — he thinks his property would be down that much, too.

“Of course, of course, everybody is concerned because it’s a big investment, and you don’t want to lose it,” he said.

Phyllis Winick, director of sales at island-based Fisher Island Real Estate, said 2008 and 2009 were difficult, but she sees improvement, especially in prices over the past quarter.

“Thank goodness, I think we’re getting back slowly, gradually,” she said.

The firm recently started a branch of the business listing off-island properties, a venture that is moving forward incrementally with plans for a bigger push at the end of the year. Winick said the effort is largely a way to help people sell their homes elsewhere so they can move onto the island — especially in time for a new residential building that is slated to break ground in 2011.

Besides, at least some experts say multiple homes are so 2006.

“When everything was great and people could afford it, when they could brag about having a third, fourth or fifth home, Fisher Island was the place to go,” said Zalewski, a principal with the Bal Harbour-based consultancy Condo Vultures. “It’s now becoming more in vogue to be kind of frugal.”

And if there was ever a time for the “frugal” to buy on Fisher Island, this is it, said Winick.

“I don’t know if prices are ever going to be this good again,” she said.




ALL FUR COAT AND NO KNICKERS

  Well....... it is packaged as the  american  dream  .......but really........ it's   enslavement......   financial  enslavement..........